Question

【題目】

You arrive at the mall anxious to buy your favorite CD or the coolest computer game. Nothing will stop you, not even the price — even if you don't have enough money, Mom or Dad will use a credit card(信用卡) to pay. But wait! Is using a credit card really that simple? There are some things you should know about using credit cards before you go shopping.

【1】Credit card companies lend you money, which you are expected to pay back. They don’t lend you money just to be nice, however. In fact, they make billions of dollars this way.

You spend 45 dollars buying a pair of jeans on a credit card, then about a month later, the credit company sends you a bill for 45 dollars.【2】But what if you can’t pay the whole bill? Usually, you are allowed to pay part of it. Let’s say you pay $10 the first month. Now the credit card company begins to get money from you. They charge extra money, called interest(利息), on whatever part of the money you didn't pay.

Now the $35 you still have on your bill begins to grow. Even if you don’t buy anything more, by the time you get your bill the following month, you will have more than $35 to need paying back. And every day, interest keeps adding up.【3】

But the good news is that a credit card is convenient. 【4】Besides, the credit card companies also offer extra services. For example, if something you bought online with your card stops working in a short time, the company may give your money back.

【5】They spend more money than they can afford to pay back. Knowing how to use credit wisely will be necessary and help you to be a smart shopper.

A. It is sometimes the only way to pay when you shop over the Internet.

B. You'd better borrow money from friends instead of using a credit card.

C. Using a credit card is a way of borrowing money to buy things.

D. Some people get themselves in trouble with credit cards.

E. If you pay the whole 45 dollars back right away, it won't cost you anything.

F. So actually those jeans will end up costing you more than $ 45.

G. I always believe money is not everything.

Answer 1

【答案】

【1】C

【2】E

【3】F

【4】A

【5】D

【解析】

當(dāng)你去商店賣你最喜歡的CD或者最酷的電腦游戲。什么都不能阻止你，甚至是價(jià)格，甚至于你沒(méi)有足夠的錢(qián)。你的父母會(huì)給你一張信用卡。那么用信用卡真的那么簡(jiǎn)單嗎？本文介紹了一些信用卡使用方面的事。

【1】根據(jù)下文Credit card companies lend you money, which you are expected to pay back.可知信用卡就是你向信用卡公司借錢(qián)，然后還要還給他們。C. Using a credit card is a way of borrowing money to buy things.意為“使用信用卡就是一種借錢(qián)買(mǎi)東西的方式”。與本段意思相同。故選C。

【2】下句But what if you can’t pay the whole bill?中but表示轉(zhuǎn)折，此句前講述能還上信用卡的情況，而此句后講述如果還不上怎么辦。E. If you pay the whole 45 dollars back right away, it won't cost you anything.意為“如果你把45美元馬上還了，就不會(huì)花費(fèi)你任何東西”。此句是在說(shuō)還上信用卡的情況。故選E。

【3】上段中Let’s say you pay $10 the first month.“第一個(gè)月先還10美元。”，you will have more than $35 to need paying back. “之后還的要超過(guò)35美元”因此可知這些牛仔褲的花費(fèi)實(shí)際上是超過(guò)45美元的。F. So actually those jeans will end up costing you more than $ 45.意為“因此實(shí)際上這些牛仔褲最后會(huì)花費(fèi)你超過(guò)45美元。”故選F。

【4】根據(jù)此段首句But the good news is that a credit card is convenient.可知此段主要講述信用卡的好處。A. It is sometimes the only way to pay when you shop over the Internet.意為“如果你想網(wǎng)上購(gòu)物有時(shí)候信用卡是僅有的方式。”故選A。

【5】根據(jù)They spend more money than they can afford to pay back. Knowing how to use credit wisely will be necessary and help you to be a smart shopper.可知此段講述有些人花的太多還不起，因此要小心使用信用卡。D. Some people get themselves in trouble with credit cards.意為“一些人使用信用卡會(huì)陷入麻煩中。”故選D。