Question

【題目】閱讀下列短文，從每題所給的四個選項(xiàng)(A、B、C和D)中選出最佳選項(xiàng)。A
If you want to stay out of debt（債務(wù)）, you need to set a budget. First, know what you are spending your money on. Write down what you buy and how much you spend. You can use an app or a computer program. Then look at your information. First, write how much your food, housing, transportation, and other monthly bills like electricity cost. These are your needs. Then write your goals. These are any debts you have to pay and money you want to save. Then write the other things you enjoy. These are extras, such as going to restaurants, movies, or the gym. These are the things you like but don't need. How much do you spend on these extras each month?
Now look at your income. Your income is the amount of money you make each month. How much of it do you spend on needs, goals, and extras? One good rule is 50 percent of your paycheck is for your needs. Pay for things in this order: needs first, goals second, and extras third. The first step insetting a budget is to know where your money goes. Then you can make payments, plan for your goals, and make good choices.

（1）The underlined word "budget” in Paragraph 1 means.
A.a method for how to borrow money
B.a plan for how to spend money
C.a suggestion on how to lend money
D.a test on how to use money
（2）Which of the following does housing belong in according to the text?
A.Monthly income
B.Needs
C.Goals
D.Extras
（3）How much is spent on restaurants according to the table?
A.$ 1,050
B.$ 750
C.$ 550
D.$ 300
（4）How much of your income is spent on goals according to the chart?
A.20%
B.30%
C.50%
D.100%

Answer 1

【答案】
（1）B
（2）B
（3）D
（4）A
【解析】文章主要介紹了我們要想不欠債，如何做預(yù)算。
（1）詞義猜測題。根據(jù)文章第一句If you want to stay out of debt（債務(wù)）, you need to set a budget. 如果你想不欠債，你需要設(shè)定一個預(yù)算。以及下文First, know what you are spending your money on. 可知budget是怎樣花錢的計(jì)劃，故選B。
（2）細(xì)節(jié)理解題。根據(jù)圖表可知needs包含了食物，住房，交通等，故選B。
（3）細(xì)節(jié)理解題。根據(jù)圖表可知花在飯館上的錢有300美元，故選D。
（4）細(xì)節(jié)理解題。根據(jù)圖示可知收入的20%被花在目標(biāo)上，故選A。