【題目】New ways to pay: third party online payment
Do you shop online with websites like Taobao? When you make an order on Taobao, the money you pay doesn’t go directly to the seller. Instead, it goes to Alipay first, which keeps your money for a while. After you receive your goods and click the “confirm receipt” button, Alipay then gives the money to the seller.
This process is called “third party online payment.” There is a transfer station, or a third account(中轉(zhuǎn)站或第三方賬戶), between sellers and buyers to make online shopping safe. Buyers don’t need to worry about paying for goods and then receiving nothing. Sellers also avoid risking receiving no money after sending out goods.
These transfer stations are usually set up by payment companies such as Alipay, Tenpay and Yeepay. Among them, Aliay is the biggest in China. It has more than 270 million active users according to Xinhua.
While most online sellers and shoppers like the third party online payment system, banks are not very happy. That is because companies like Alipay are fighting over money with the banks. Users can invest in financial products (投資金融產(chǎn)品) through Alipay and make money. Thus lots of people choose to put money in Alipay rather than in banks.
But WeChat payment is not the same. WeChat doesn’t have its own account. When paying through WeChat, buyers’ money goes directly to the sellers. That’s why so many people are excited about sending and receiving “red packets”, or gift money to their friends on WeChat.
Both Alipay and WeChat payments are trying to draw more users and make online shopping easier. New payment methods such as quick response codes (二維碼) have become popular too. Two companies are also developing and improving payments through fingerprints.
New ways to pay: third party online payment | |
Basic information of third party online payment | * For online pament, the money goes to Alipay first, which doesn’t give it to the online seller 【1】 the receipt is confirmed. * this process is called “third party online payment”. * There are many online payment companies and Alipay is the biggest. * It is super popular among people to receive and 【2】 out “red packets” on WeChat because the money goes directly to their friends. * Banks are 【3】 with such a payment system, because these online payment companies are fighting over money with the banks. |
Advantages & development of third party online payment | *Sellers avoid the 【4】 of receiving no money after sending out goods. * Shoppers needn’t worry about paying for goods but receiving nothing. * Online payment companies, 【5】 it is Alipay or WeChat payment are trying to make online shopping easier and safer to draw more users. * New online payment methods are sure to appear and be accepted. |
【答案】
【1】until/before/unless
【2】hand
【3】unhappy/dissatisfied
【4】risk
【5】Whether
【解析】
文章大意：文章介紹了網(wǎng)上購物的支付方式。支付寶和微信支付都在努力吸引更多用戶，讓網(wǎng)上購物變得更容易。新的支付方式，如快速反應(yīng)碼也變得流行起來。兩家公司也在開發(fā)和改進指紋支付技術(shù)。
【1】細節(jié)理解題。根據(jù)文中“When you make an order on Taobao, the money you pay doesn’t go directly to the seller. Instead, it goes to Alipay first, which keeps your money for a while. After you receive your goods and click the “confirm receipt” button, Alipay then gives the money to the seller.” 當(dāng)你在淘寶網(wǎng)上下單時，你支付的錢不會直接流向賣家。相反，它會先轉(zhuǎn)到支付寶，它會讓你的錢保留一段時間。當(dāng)你收到你的貨物并點擊“確認收據(jù)”按鈕后，支付寶然后把錢給賣家。故答案為until/before/unless。
【2】細節(jié)理解題。根據(jù)文中“When paying through WeChat, buyers’ money goes directly to the sellers. That’s why so many people are excited about sending and receiving “red packets”, or gift money to their friends on WeChat.” 通過微信支付時，買家的錢直接流向賣家。這就是為什么這么多人熱衷于在微信上發(fā)送和接收“紅包”或是給朋友的禮金。可知，此空是“發(fā)送”的意思，hand out發(fā)送，分發(fā)。故答案為hand。
【3】細節(jié)理解題。根據(jù)文中“While most online sellers and shoppers like the third party online payment system, banks are not very happy. That is because companies like Alipay are fighting over money with the banks.” 雖然大多數(shù)在線賣家和購物者都喜歡第三方在線支付系統(tǒng)，但銀行并不十分高興。這是因為像支付寶這樣的公司正在和銀行爭奪資金�？芍�，此空是“不高興”的意思，故答案為unhappy/dissatisfied。
【4】細節(jié)理解題。根據(jù)文中“Buyers don’t need to worry about paying for goods and then receiving nothing. Sellers also avoid risking receiving no money after sending out goods.” 買主不必擔(dān)心買了貨卻什么也收不到。賣家也避免在發(fā)貨后收不到錢的風(fēng)險。可知，此空是“風(fēng)險”的意思，故答案為risk。
【5】細節(jié)理解題。根據(jù)文中“Both Alipay and WeChat payments are trying to draw more users and make online shopping easier. New payment methods such as quick response codes (二維碼) have become popular too. Two companies are also developing and improving payments through fingerprints.” 支付寶和微信支付都在努力吸引更多用戶，讓網(wǎng)上購物變得更容易。新的支付方式，如快速反應(yīng)碼（quick response codes，簡稱快速反應(yīng)碼）也變得流行起來。兩家公司也在開發(fā)和改進指紋支付技術(shù)。由此可知在線支付公司，無論是支付寶還是微信支付，都在努力讓網(wǎng)上購物更容易、更安全地吸引更多用戶。故答案為Whether。
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根據(jù)短文內(nèi)容選擇最佳答案．
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【2】Confucius learned music, history, poetry and sports as a child.
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【3】The underlined word "noble" in Paragraph means in Chinese.
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【4】The correct order of the following statements is .
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C.③①②④
【5】Which of the following is NOT TRUE in the passage？
A.All study but no thinking makes people puzzled．
B.No one has something worthy to be learned．
C.All thinking but no study makes people lazy．
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